Irmaa 2025 Brackets And Premiums Chart 2025. Medicare recipients with 2022 incomes exceeding $103,000 (single filers) or $206,000 (married filing jointly) will pay a premium between $244.60. Irmaa is a surcharge that people with income above a certain amount must pay in addition to their medicare part b and part d premiums.

The calculation is a tiered system where the amount of the premium increase depends on the individual’s income level. For 2025, beneficiaries whose 2022 income exceeded $103,000 (individual return) or $206,000 (joint return) pay a.